Oh, look at the nice cliffs!

But seriously, this is quality work. Is this all done in PS too, or do you use Illustrator (sorry, you might have mentioned this earlier in the thread, but I'm too tired to read through 9 pages of posts.) It's hard for me personally to imagine drawing all those houses in an image editor, whereas I find vector programs so much easier to use for stuff like this. But then, I don't have your art skills!

Your water looks great. I like the rich blue tone and the way it fades into the shallows. I also really like the shading on the green of the surrounding landscape. Will you be adding to the countryside area, with trees/plants/more texture or whatever? I sorta feel it would benefit from that.